Codes
Navigation
Section titled “Navigation”One the RCC —> Codes screen, three tabs of code types are shown, as well as their descriptions.
These include:
Section titled “These include:”| Status | Description | | ----------- | ----------- | | A | Accepted | | B | Blocked | | D | Deposited | | I | Invalid | | N | New | | R | Returned | | S | Settled | | V | Void | | W | Waiting|
| Status | Description | | ----------- | ----------- | | N | Not Reported | | R | Reported |
| Code | Status | Description | NACHA Code | NACHA Description | | ----------- | ----------- | ----------- | ----------- | ----------- | | 1 | NONCOM TIFF | Does not conform with ANS X9.100-181 - 2007 Specification for TIFF Image Format for Image Exchange standard | R60 | Payment not settled | | 2 | NONCON UCD | Does not conform to the Industry’s Universal Companion Document | R60 | Payment not settled | | 3 | WARRANTY BREACH | Warranty Breach (includes Rule 8 and 9 claims) | R10 | Payment not authorized | 4 | RCC WARRANTY BREACH | RCC Warranty Breach | R10 | Payment not authorized | | 5 | COUNTERFEIT BREACH | Counterfeit Warranty Breach | R10 | Payment not authorized | 6 | RETIRED ABA | -Unknown | R28 | Ineligible Routing Number | | 7 | -Unknown | -Unknown | R60 | Ineligible Routing Number | | 8 | -Unknown | -Unknown | R60 | Ineligible Routing Number | | 9 | -Unknown | -Unknown | R60 | Ineligible Routing Number | | A | NSF | NSF - Not Sufficient Funds | R01 | Insufficient funds | | B | UNCOLLECT HOLD | UCF - Uncollected Funds Hold | R09 | Uncollected funds | C | STOP PAYMENT | Stop Payment | R08 | Payment stopped | D | CLOSED ACCOUNT | Closed Account | R02 | Bank account closed | | E | UN LOCATE ACCT | UTLA - Unable to Locate Account | R03 | No bank account/unable to locate account | | F | FROZ/BLOCK ACC | Frozen/Blocked Account - Account has Restrictions placed on it by either customer or bank | R16 | Bank account frozen | | G | STALE DATED | Stale Dated | R60 | Payment not settled | | H | POST DATED | Post Dated | R60 | Payment not settled | | I | ENDORSE MISS | Endorsement missing | R60 | Payment not settled | | J | ENDORSE IRR | Endorsement Irregular | R60 | Payment not settled | | K | SIG MESS | Signature(s) Missing | R60 | Payment not settled | | L | SIG IRR | Signature(s) Irregular, Suspected Forgery | R60 | Payment Not Settled | | M | NON CASH ITEM| Non-Cash Item (Non-Negotiable) | R60 | Payment not settled | | N | ALTER/FICT | Altered/Fictitious Item/Suspected Counterfeit/Counterfeit | R04 | Invalid bank account number | O | UN PROCESSABLE | Unable to Process (e.g. Unable to process physical item/Mutilated such that critical payment info is missing) | R60 | Payment not settled | | P | EXCEED DOL AMT | Item Exceeds Stated Max Value | R60 | Payment not settled | | Q | NOT AUTHORIZED | Not Authorized (Includes Drafts) - Unauthorized item such as a draft | R10 | Payment not authorized | | R | BRCH/ACCT SOLD | Branch/Account Sold (Wrong Bank) - Divested Account, Not Our Item | R12 | Branch Sold | S | REFER TO MAKER | Refer to Maker | R60 | Payment not settled | | T | -Unknown | -Unknown | R60 | Payment not settled | | U | UNUSABLE IMAGE | Unusable Image (Image could not be used for required business purpose) | R60 | Payment not settled | | V | FAIL SEC CK | Image fails security check | R60 | Payment not settled | | W | CANT DET AMT | Cannot Determine Amount - Amount cannot be verified | R60 | Payment not settled | | X | REFER TO IMAGE | Refer to Image - Return Reason information is contained within the image of the item | R60 | Payment not settled | | Y | DUPLICATE | Duplicate Presentment | R24 | Duplicate entry | Z | FORGERY | Forgery - An affidavit shall be available upon request | R10 | Payment not settled