Codes

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One the RCC –> Codes screen, three tabs of code types are shown, as well as their descriptions.

These include:

Item Status

Status	Description
A	Accepted
B	Blocked
D	Deposited
I	Invalid
N	New
R	Returned
S	Settled
V	Void
W	Waiting

Report Status

Status	Description
N	Not Reported
R	Reported

Return Codes

Code	Status	Description	NACHA Code	NACHA Description
1	NONCOM TIFF	Does not conform with ANS X9.100-181 - 2007 Specification for TIFF Image Format for Image Exchange standard	R60	Payment not settled
2	NONCON UCD	Does not conform to the Industry’s Universal Companion Document	R60	Payment not settled
3	WARRANTY BREACH	Warranty Breach (includes Rule 8 and 9 claims)	R10	Payment not authorized
4	RCC WARRANTY BREACH	RCC Warranty Breach	R10	Payment not authorized
5	COUNTERFEIT BREACH	Counterfeit Warranty Breach	R10	Payment not authorized
6	RETIRED ABA	-Unknown	R28	Ineligible Routing Number
7	-Unknown	-Unknown	R60	Ineligible Routing Number
8	-Unknown	-Unknown	R60	Ineligible Routing Number
9	-Unknown	-Unknown	R60	Ineligible Routing Number
A	NSF	NSF - Not Sufficient Funds	R01	Insufficient funds
B	UNCOLLECT HOLD	UCF - Uncollected Funds Hold	R09	Uncollected funds
C	STOP PAYMENT	Stop Payment	R08	Payment stopped
D	CLOSED ACCOUNT	Closed Account	R02	Bank account closed
E	UN LOCATE ACCT	UTLA - Unable to Locate Account	R03	No bank account/unable to locate account
F	FROZ/BLOCK ACC	Frozen/Blocked Account - Account has Restrictions placed on it by either customer or bank	R16	Bank account frozen
G	STALE DATED	Stale Dated	R60	Payment not settled
H	POST DATED	Post Dated	R60	Payment not settled
I	ENDORSE MISS	Endorsement missing	R60	Payment not settled
J	ENDORSE IRR	Endorsement Irregular	R60	Payment not settled
K	SIG MESS	Signature(s) Missing	R60	Payment not settled
L	SIG IRR	Signature(s) Irregular, Suspected Forgery	R60	Payment Not Settled
M	NON CASH ITEM	Non-Cash Item (Non-Negotiable)	R60	Payment not settled
N	ALTER/FICT	Altered/Fictitious Item/Suspected Counterfeit/Counterfeit	R04	Invalid bank account number
O	UN PROCESSABLE	Unable to Process (e.g. Unable to process physical item/Mutilated such that critical payment info is missing)	R60	Payment not settled
P	EXCEED DOL AMT	Item Exceeds Stated Max Value	R60	Payment not settled
Q	NOT AUTHORIZED	Not Authorized (Includes Drafts) - Unauthorized item such as a draft	R10	Payment not authorized
R	BRCH/ACCT SOLD	Branch/Account Sold (Wrong Bank) - Divested Account, Not Our Item	R12	Branch Sold
S	REFER TO MAKER	Refer to Maker	R60	Payment not settled
T	-Unknown	-Unknown	R60	Payment not settled
U	UNUSABLE IMAGE	Unusable Image (Image could not be used for required business purpose)	R60	Payment not settled
V	FAIL SEC CK	Image fails security check	R60	Payment not settled
W	CANT DET AMT	Cannot Determine Amount - Amount cannot be verified	R60	Payment not settled
X	REFER TO IMAGE	Refer to Image - Return Reason information is contained within the image of the item	R60	Payment not settled
Y	DUPLICATE	Duplicate Presentment	R24	Duplicate entry
Z	FORGERY	Forgery - An affidavit shall be available upon request	R10	Payment not settled