One the RCC —> Codes screen, three tabs of code types are shown, as well as their descriptions.
| Status | Description |
|---|
| A | Accepted |
| B | Blocked |
| D | Deposited |
| I | Invalid |
| N | New |
| R | Returned |
| S | Settled |
| V | Void |
| W | Waiting |
| Status | Description |
|---|
| N | Not Reported |
| R | Reported |
| Code | Status | Description | NACHA Code | NACHA Description |
|---|
| 1 | NONCOM TIFF | Does not conform with ANS X9.100-181 - 2007 Specification for TIFF Image Format for Image Exchange standard | R60 | Payment not settled |
| 2 | NONCON UCD | Does not conform to the Industry’s Universal Companion Document | R60 | Payment not settled |
| 3 | WARRANTY BREACH | Warranty Breach (includes Rule 8 and 9 claims) | R10 | Payment not authorized |
| 4 | RCC WARRANTY BREACH | RCC Warranty Breach | R10 | Payment not authorized |
| 5 | COUNTERFEIT BREACH | Counterfeit Warranty Breach | R10 | Payment not authorized |
| 6 | RETIRED ABA | -Unknown | R28 | Ineligible Routing Number |
| 7 | -Unknown | -Unknown | R60 | Ineligible Routing Number |
| 8 | -Unknown | -Unknown | R60 | Ineligible Routing Number |
| 9 | -Unknown | -Unknown | R60 | Ineligible Routing Number |
| A | NSF | NSF - Not Sufficient Funds | R01 | Insufficient funds |
| B | UNCOLLECT HOLD | UCF - Uncollected Funds Hold | R09 | Uncollected funds |
| C | STOP PAYMENT | Stop Payment | R08 | Payment stopped |
| D | CLOSED ACCOUNT | Closed Account | R02 | Bank account closed |
| E | UN LOCATE ACCT | UTLA - Unable to Locate Account | R03 | No bank account/unable to locate account |
| F | FROZ/BLOCK ACC | Frozen/Blocked Account - Account has Restrictions placed on it by either customer or bank | R16 | Bank account frozen |
| G | STALE DATED | Stale Dated | R60 | Payment not settled |
| H | POST DATED | Post Dated | R60 | Payment not settled |
| I | ENDORSE MISS | Endorsement missing | R60 | Payment not settled |
| J | ENDORSE IRR | Endorsement Irregular | R60 | Payment not settled |
| K | SIG MESS | Signature(s) Missing | R60 | Payment not settled |
| L | SIG IRR | Signature(s) Irregular, Suspected Forgery | R60 | Payment Not Settled |
| M | NON CASH ITEM | Non-Cash Item (Non-Negotiable) | R60 | Payment not settled |
| N | ALTER/FICT | Altered/Fictitious Item/Suspected Counterfeit/Counterfeit | R04 | Invalid bank account number |
| O | UN PROCESSABLE | Unable to Process (e.g. Unable to process physical item/Mutilated such that critical payment info is missing) | R60 | Payment not settled |
| P | EXCEED DOL AMT | Item Exceeds Stated Max Value | R60 | Payment not settled |
| Q | NOT AUTHORIZED | Not Authorized (Includes Drafts) - Unauthorized item such as a draft | R10 | Payment not authorized |
| R | BRCH/ACCT SOLD | Branch/Account Sold (Wrong Bank) - Divested Account, Not Our Item | R12 | Branch Sold |
| S | REFER TO MAKER | Refer to Maker | R60 | Payment not settled |
| T | -Unknown | -Unknown | R60 | Payment not settled |
| U | UNUSABLE IMAGE | Unusable Image (Image could not be used for required business purpose) | R60 | Payment not settled |
| V | FAIL SEC CK | Image fails security check | R60 | Payment not settled |
| W | CANT DET AMT | Cannot Determine Amount - Amount cannot be verified | R60 | Payment not settled |
| X | REFER TO IMAGE | Refer to Image - Return Reason information is contained within the image of the item | R60 | Payment not settled |
| Y | DUPLICATE | Duplicate Presentment | R24 | Duplicate entry |
| Z | FORGERY | Forgery - An affidavit shall be available upon request | R10 | Payment not settled |
